Many customers don’t know what Key Bank routing number is. To help such customers, here’s a look into what it is, why customers need and where they can find it. Key Bank is one of the major banks in the United States based on its total deposits and assets. Headquartered in Ohio, it offers its customers investment management services, consumer finance, commercial and retail banking, and investment banking products. As with any other bank in the US, Key Bank also needs customers to enter the routing number to approve many banking transactions.
We’ve provided a lot of routing number list details in our previous posts for various banks, you can go to our home page and check for the list using our search box. In this post, I’m going to provide Being the customer of Key Bank, I used to find difficulty in finding out their routing number and then I figured out that the routing number keeps changing based on states/areas that you are at. You can view more information about routing numbers of other banks here.
What do you need to know about Key Bank?
As per records, Key Bank is the 29th largest bank in the US in terms of total assets and the 22nd largest in the US as per the total amount of deposit as in terms of funds. The bank is headquartered in Cleveland, Ohio and it is the proud employer of 15,000 employees spread across the states serving various sectors like investment clientele, corporate, retail and small businesses.
Why Do You Need Key Bank Routing Number?
Key Bank routing number, also called ABA number, Routing Transit Number of ACH routing number, is a code that’s used for identifying the financial institution of the person who’s initiating a transaction in the US. Whether it’s tracking wire transfers or setting up direct deposits for a bank account, the routing number is essential for almost every transaction.
The Key Bank routing number can be located at the lower left corner of the check issued. The number is a 9-digit code that is assigned by American Bankers Association to most of the US financial institutions. These routing numbers are utilized to make international and domestic fund transfers and ACH transactions, which are used to process checks and support numerous financial operations like ECS, bill payments etc.
Key Bank consumer banking offers various classes of installment loans, investment products, branch-based deposit, loans personal finance services, home equity and real estate mortgages. It also provides financial, retirement planning, estate and property management services to help high profile clients, portfolio management, insurance and trust charitable needs. The customers enjoy really a high degree service with 1311 ATMs and 1009 branches, a robust website and 24X7 customer care to help the clients.
It’s generally a nine-digit code, which is used for processing various kinds of transactions, including direct deposits, ACH transactions, wire transfer, international and domestic money transfer, check processing, and other similar transactions.
The routing number differs for different banks. However, sometimes a specific region’s all banks may have the same routing number as that of Key, though it implies the transaction with the financial institution where the account was actually opened.
Key Bank Routing Number details – State wise.
|Connecticut||222370440 or 021300077|
|Indiana – Central & Northern Indiana||041001039|
|New York – Albany, Buffalo, Hudson||021300077 or 222370440|
|Ohio – Columbus, NE, NW, NS||041001039|
|Pennsylvania||222370440 or 021300077|
Key Bank operates in many states and gives the routing numbers to regions like
- New York
- Florida and much more.
On most of the relevant websites, you will find the entire list of Key Bank routing numbers for your reference and it can help you with ACH deposits, making wire transfer, ordering checks and more
In most of the states, the routing numbers are unique for specific operations. For ordering checks and for wire transfer, the routing numbers assigned are quite different. Let’s take an example, in Florida the Key Bank routing number for ordering checks is 067014181, whereas the routing number for ACH payments and wire transfer is 041001039. But in Washington, a single routing number is used for all the transactions and operations. In case of Ohio, Indiana, and New York, the operations are headed by multiple routing numbers. The routing numbers are also patterned as per geographical locations.
The routing numbers help the bank to segregate and standardize various options and make the management smooth and logical. But as discussed, still many of the branches offer their services on the basis of a single routing number only. The concept of routing number is universal, but the final decision lies in the hands of the branch head. But for sure, the concept is now successful and is able to offer managed services to all its clients.
Where to Find Key Bank Routing Number on Your Check?
If you are searching for the Key Bank routing number on your cheque, it’s easy to find it. It’s the nine-digit code that you can see on your check’s lower left bottom corner. You can find it in this part of the check if you are a business, savings or checking account holder at Key. The others may have to seek help from the customer care department. It’s also possible to search online to find out about the particular routing number or use their online banking system to get the information.
The website of Key Bank also gives a list of routing numbers depending on the kind of transaction and the account location. It’s important to note that in some of the states, the routing numbers are different for wire transfer, ACH payments, and ordering checks. For instance, the routing number to order checks in Florida is 067014181, whereas the routing number for ACH payments and wire transfers is 041001039. In some other states, there’s just one routing number for all kinds of transactions. For instance, in Washington State, the routing number is 125000574 for all transactions.
Now that you know what Key Bank routing number is and where you can find it, you can go ahead and carry out all your banking transactions with ease – without being stuck anywhere in between the process. If you’re still finding any difficulty with the routing number, drop your queries in the comments section below and we’ll resolve your queries.